HomeHarvest vs Xero
Updated March 2026 · Independent Analysis

HarvestvsXero

Harvest starts at $10.8/mo, 57% cheaper than Xero's $25/mo. Harvest is rated higher at 4.4/5 vs Xero's 4.3/5.

H
Harvest

Time tracking and invoicing software for teams and freelancers

4.4/5Founded 200680K+ companies users
Try Harvest Free →
X
Xero

Cloud-based accounting software for small businesses and accountants

4.3/5Founded 20064.2M+ subscribers users
Try Xero Free →

⚡ Quick Stats

Avg Rating
Harvest4.4/5
Xero4.3/5
🏆 Harvest wins
💰
Starting Price
Harvest$10.8/mo
Xero$25/mo
🏆 Harvest wins
🔧
Features
🏆 Harvest wins
🎁
Free Plan
HarvestYes ✓
🏆 Harvest wins

📊 Ratings Breakdown

H

Harvest

4.4/5 avg
G2 Score4.3/5
Capterra Score4.6/5
Overall Avg4.449999999999999/5
X

Xero

4.3/5 avg
G2 Score4.3/5
Capterra Score4.4/5
Overall Avg4.35/5

⚡ Quick Verdict

Independent analysis based on features, pricing, and user ratings

Choose Harvest if you need:
  • Time Tracking
  • Expense Tracking
  • Project Budgets
  • Team Scheduling
  • Reporting
Try Harvest Free →
Choose Xero if you need:
  • Bank Reconciliation
  • Expense Claims
  • Financial Reports
  • Payroll
  • Inventory
Try Xero Free →

🔧 Feature Comparison

Harvest uniquely offers Time Tracking, Expense Tracking, Project Budgets. Xero uniquely offers Bank Reconciliation, Expense Claims, Financial Reports. Both share 2 features including Invoicing, Mobile App.

Feature
Harvest
Xero
Invoicing
Mobile App
Time Tracking
Expense Tracking
Project Budgets
Team Scheduling
Reporting
Timesheets
Approval Workflows
Online Payments
Integrations
Browser Extension
Desktop App
API
Forecasting (Forecast add-on)
Bank Reconciliation
Expense Claims
Financial Reports
Payroll
Inventory
Purchase Orders
Multi-currency
Project Tracking
Fixed Assets
Hubdoc (Receipt capture)
1000+ Integrations
Bank Connections
Tax Filing
Total Features
15
15

💰 Pricing Comparison

Harvest starts at $10.8/mo, 57% cheaper than Xero's $25/mo.

H

Harvest Plans

Free tier available

Free
Free
  • 1 seat
  • 2 projects
ProBest Value
$10.8/seat/mo
  • Unlimited projects
  • Unlimited clients
Full Harvest pricing breakdown →
X

Xero Plans

Paid plans only

EarlyBest Value
$25/mo
  • 20 invoices
  • 5 bills
  • Bank reconciliation
Growing
$55/mo
  • Unlimited invoices
  • Bulk reconciliation
Established
$90/mo
  • Multi-currency
  • Expense claims
  • Advanced analytics
Full Xero pricing breakdown →
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❓ Frequently Asked Questions

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